BNBB Power & Wellness Payment Policy

BNBB Power & Wellness Payment Policy

Effective Date: January 27, 2025
Last Updated: September 18, 2026

At BNBB Power & Wellness, we offer secure and flexible payment options designed to accommodate both individual customers and commercial purchasers.

Available payment methods may vary depending on the product, order value, financing eligibility, and transaction type.

This Payment Policy should be read together with our Billing Terms & Conditions, Terms & Conditions, and Refund & Return Policy.

1. Accepted Payment Methods

BNBB may accept payment through:

Major credit cards
Debit cards
Bank wire
ACH or bank transfer
Digital payment methods
Shopify-supported payment methods
Approved invoice payments
Third-party financing
Other payment methods authorized by BNBB

The payment options available for a particular transaction may differ from those available through standard online checkout.

2. Credit & Debit Cards

BNBB accepts qualifying credit and debit cards through approved payment processors.

Depending on availability, accepted card networks may include:

Visa
Mastercard
American Express
Other card networks displayed during checkout

Card availability may vary based on:

Customer location
Card issuer
Order value
Payment processor
Fraud-prevention requirements

By submitting a card payment, you represent that you are authorized to use the selected payment method.

3. Digital Wallets & Accelerated Checkout

Depending on the device, browser, location, and Shopify configuration, customers may be offered digital or accelerated checkout methods such as:

Apple Pay
Google Pay
Shop Pay
PayPal
Other supported digital payment methods

Not every digital payment method will appear for every customer.

The payment options displayed during checkout represent the currently available methods for that transaction.

4. Wire Transfer & ACH

BNBB may accept bank wire and ACH payments, particularly for:

High-value purchases
Commercial orders
Red light therapy systems
Hyperbaric chambers
Saunas
Bulk or multi-unit purchases
Custom orders
Special-order equipment
Negotiated transactions

For these transactions, BNBB may provide a custom invoice and payment instructions directly to the customer.

Payment should only be sent using instructions supplied through an authorized BNBB communication or invoice.

If payment instructions appear unusual or change unexpectedly, contact BNBB before transferring funds.

5. Wire & ACH Pricing

Certain discounts, negotiated prices, or promotional offers may be available only when payment is made by wire transfer, ACH, or another specified payment method.

If BNBB offers a price specifically based on wire or ACH payment, that price applies only when the customer uses the stated payment method.

If another payment method is requested, the price may be recalculated to reflect the terms associated with that method.

BNBB is not required to honor a wire- or ACH-specific price when payment is completed by credit card or another payment method.

6. Custom Invoices

BNBB may provide custom invoices for transactions including:

Commercial orders
Large equipment purchases
Wire or ACH payments
Bulk purchases
Customized products
Special-order equipment
White Glove Delivery & Installation
Negotiated pricing

Customers should carefully review the invoice before submitting payment.

The invoice may contain transaction-specific terms relating to:

Product configuration
Pricing
Shipping
Delivery
Installation
Deposits
Payment method
Payment schedule

Where applicable, those transaction-specific terms form part of the purchase agreement.

7. Deposits & Balance Payments

Certain orders may require a deposit before BNBB begins:

Production
Customization
Procurement
Inventory reservation
Special-order processing

The remaining balance may be due at a later stage, such as:

Before shipment
Before delivery
Before installation
According to the applicable invoice
According to a written purchase agreement

The payment schedule applicable to the specific order will be communicated before payment is required.

8. Third-Party Financing

BNBB may provide access to financing through independent third-party financing providers for qualifying customers.

Financing may be available for eligible:

Residential purchases
Commercial purchases
Clinics
Wellness businesses
Other qualified customers

Financing providers independently determine matters including:

Approval
Credit requirements
Interest rate
APR
Deposit
Loan amount
Repayment period
Monthly payment
Documentation requirements

BNBB does not guarantee financing approval or a particular financing rate.

Any financing example displayed by BNBB is illustrative unless expressly identified as a guaranteed offer from the applicable financing provider.

9. Financing Agreements

Customers choosing financing are responsible for reviewing the agreement issued by the financing provider before accepting the loan or payment arrangement.

The financing provider's agreement governs matters including:

Repayment
Interest
APR
Loan servicing
Credit reporting
Late payments
Financing account management

BNBB's Refund & Return Policy, Final Sale terms, Shipping Policy, and warranty terms still apply to the underlying product purchase unless otherwise stated in writing.

10. Payment Confirmation

An order may not enter production, fulfillment, or shipment until the required payment or financing approval has been confirmed.

Customers may receive documentation including:

Order confirmation
Payment receipt
Invoice
Financing confirmation
Shipping confirmation

For manually invoiced, wire, or ACH transactions, confirmation may be provided after the payment has been received or verified.

11. High-Value Transaction Verification

Because BNBB sells high-value wellness equipment, certain transactions may require additional payment or identity verification.

BNBB may request reasonable verification when an order involves:

High transaction value
Billing and shipping discrepancies
Unusual payment activity
Fraud alerts
Unusual ordering patterns
Other reasonable security concerns

Fulfillment may be paused while a transaction is being verified.

BNBB may decline or cancel a transaction when reasonably necessary to protect against suspected fraud or unauthorized payment activity.

12. Payment Security

BNBB uses established e-commerce, payment, and financial service providers to process transactions.

Depending on the selected payment method, payment information may be processed through providers such as:

Shopify
Shopify Payments
Banks and financial institutions
Financing providers
Other authorized payment processors

BNBB generally does not directly receive or store complete payment-card credentials when those credentials are processed through an independent payment provider.

Customers should contact BNBB promptly if they suspect unauthorized payment activity associated with an order.

13. Currency

Unless otherwise stated, BNBB prices and invoices are denominated in U.S. Dollars (USD).

If a customer's financial institution uses another currency, the institution may apply:

Currency conversion
Foreign transaction fees
Exchange-rate adjustments
Other banking charges

These charges are determined by the customer's financial institution and are not controlled by BNBB.

14. Taxes & Additional Charges

Applicable taxes may be calculated during checkout or added to the applicable invoice.

Depending on the order, other charges may include:

Shipping
Freight
Residential delivery
White Glove Delivery & Installation
Special handling
Remote-area delivery
Customs or brokerage where applicable
Other agreed services

Any applicable charges will be governed by the order terms and BNBB's relevant policies.

15. Tax-Exempt Purchases

Customers claiming tax-exempt status should provide valid exemption documentation before the transaction is finalized whenever reasonably possible.

BNBB may require verification before removing applicable tax from an order.

Submitting documentation after payment does not guarantee that taxes previously collected or remitted can be retroactively changed.

16. Pricing & Payment Errors

If BNBB discovers a material payment, pricing, calculation, or invoicing error, we may correct the error.

Depending on the circumstances, BNBB may:

Issue a corrected invoice
Refund an overpayment
Apply a credit
Request payment of an undercharged amount
Cancel the affected transaction and issue an appropriate refund

BNBB will not intentionally retain a known overpayment.

17. Refunds

Refund eligibility is governed by BNBB's Refund & Return Policy.

Approved refunds will generally be issued to the original payment method unless another process is required because of:

Third-party financing
Payment-provider requirements
An unavailable original payment method
Another agreed or legally required arrangement

After BNBB initiates an approved refund, processing time may vary depending on the customer's financial institution or payment provider.

18. Chargebacks & Payment Disputes

Customers retain any lawful rights to dispute unauthorized or improper charges.

For billing issues that can reasonably be resolved directly, we encourage customers to contact BNBB before initiating a chargeback.

If a chargeback is filed, BNBB may provide relevant transaction information to the applicable bank or payment processor, including:

Order confirmation
Invoice
Customer communications
Shipping records
Delivery records
Applicable policies
Signed agreements
Other transaction documentation

A chargeback does not automatically cancel an order or override applicable Final Sale, refund, cancellation, shipping, or financing terms.

19. Changes to Payment Methods

BNBB may add, remove, or modify available payment methods as our business, payment providers, financing relationships, and e-commerce systems evolve.

The methods displayed during checkout or communicated for a specific transaction represent the payment options available at that time.

20. Relationship to Billing Terms

This Payment Policy explains the primary payment methods and payment procedures available through BNBB.

More detailed terms regarding:

Invoices
Deposits
Unpaid balances
Commercial billing
Payment-method-specific pricing
Billing disputes
Collection of valid balances

are provided in our Billing Terms & Conditions.

If transaction-specific written terms differ from this general Payment Policy, the more specific applicable terms will control unless prohibited by law.

Questions About Payment?

If you need assistance choosing a payment method, paying an invoice, completing a wire or ACH transaction, or understanding available financing options, our team is available to help.

Phone: (636) 686-8381
Email: support@bnbbpowerandwellness.com
Live Chat: Use the chat icon on our website to message our team.

BNBB Power & Wellness
117 South Lexington St
Harrisonville, MO 64701
United States